There are some great things you could do with the money you’d save if you refinanced your mortgage. You could set aside the difference into a savings account for your child’s college tuition, add it to your retirement savings, or…

Mortgage Bankers Association stats show a 10% plus delinquency rate amongst total mortgages. The rate for those already repossessed has passed 3%. Be encouraged, you’re not alone. And often its not your fault. Your mortgage rate got reset to a…

When you add in all the costs and charges of refinancing, it often better to stay on the current terms. Nearly 5 million American homeowners will qualify for help, under the Obama federal loan modification plan. When you’re looking to…

You probably have heard that now is a good time to refinance your home mortgage loan because of the lowest interest rates in decades. Refinancing a mortgage can be a good idea if you have a lot of equity in…

Details of President Obama’s housing affordability plan have been rolled out and it is estimated to help 1 out of every 9 homeowners obtain a mortgage refinance to avoid foreclosure and stay in their home, even if they owe more…