Can I Get a Free Credit Report and FICO Score?

FICO scores and credit reports are two of the tools used by lenders to determine how much of a credit risk they would be taking should they approve your loan application. Your credit history contained in your credit report is used to calculate your FICO score. Because these are such important aspects of your financial health, it’s wise to check it from time to time for errors, fraud or identity theft. You can obtain a copy of your credit report and FICO, free of charge once per year.

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